We express our sincere gratitude for your selection of Vision Loan by VISION PROJECTS & FINVEST PRIVATE LIMITED. Assuring the security and respect for your personal data stands as our foremost priority. The ensuing Privacy Policy delineates our approaches towards the accumulation, application, conservation, and distribution of your personal information.
Throughout this document, the terms “we” and “our” are used interchangeably to denote the collective entity of VISION PROJECTS & FINVEST PRIVATE LIMITED and Vision Loan.
The purpose of this policy is to inform you about our protocols concerning personal data on mobile platforms. We advise you to carefully examine the following to understand our data handling procedures.
1. Loan Provider Profile
Provider Name: VISION PROJECTS & FINVEST PRIVATE LIMITED
CIN: U27109WB1992PTC055316
Customer Support Email:
Address: 34 A Adventz Infinity @ 5, 15th Floor, Unit 1511 North 24 Parganas, West Bengal, 700091 India
2. Managing Your Personal Data
You hold the authority to access, correct, or eliminate your personal information in our possession. For executing any related activities, please contact us via the provided communication means. We are dedicated to ensuring your data management process is seamless and responsive.
3. Personal Information Collection and Use
In the course of using our loan application, we are entitled to collect information in the following categories:
Personal Identifiers: Your name, modes of contact, birth date, etc.
Economic Details: Your financial earnings, debts, and related fiscal information.
Professional Information: Your job title, employer identification, etc.
Credit Analysis: Including your credit score and detailed credit history.
Supplementary Information: Communications with our service, customer feedback, and other pertinent details.
Collection Techniques
Your personal data is obtained via:
Direct inputs from your end.
Automatic collection functionalities within our application.
External sources for the verification of identity and fiscal conditions.
To deter financial malpractices and verify your loan eligibility, we require permissions for accessing your device's camera, photo album, and address book during the KYC diligence.
4. Personal Data Usage Objectives
The collection and application of your personal data are for the purposes of:
Fulfilling your requests for specific products and services, and pursuing the enhancement of these offerings.
Processing your feedback or grievances and ensuring effective communication.
Providing you with customized recommendations and services tailored to your preferences.
Conducting comprehensive market research and statistical analysis to elevate the overall user experience.
Complying with pertinent legal obligations and defending the rightful interests of both parties involved.
5. Permission Acquisition and Collection Protocol
For users aspiring to apply for a comprehensive loan via our application, consent must be provided to grant us access to the following device permissions:
Camera Access: The application is permitted to utilize camera functionalities to capture images or videos. This is crucial for loan applicants to furnish evidence of their identity, serving as a measure against financial fraud.
Location Services: Permission to access device location is necessary to verify the applicant's eligibility based on geographical service coverage. Loan services are not extended beyond predetermined areas, thereby necessitating location verification.
Contact List Access: The application is authorized to access and scrutinize the device's contact list. This involves checking for adherence to local regulations in India, including the validation of consecutive numbers, among other criteria, to mitigate financial fraud and credit risk.
It is important to note that all collected data will be subject to deletion upon the completion of the loan eligibility assessment, ensuring no permanent retention of such information.
6. Personal Information Protection Initiatives
Protecting your personal data is of critical importance to us. To this end, we utilize both technological solutions and managerial protocols to secure the safety, integrity, and privacy of your personal information.
Your personal data is safeguarded using state-of-the-art encryption techniques.
We maintain strict control over who can access personal information, carefully managing their access privileges.
Our team regularly performs security audits and upgrades on our personal data storage systems.
We've instituted a comprehensive privacy protection system and ensure our employees receive ongoing training to maintain a high level of expertise in data protection.
7. Management of Personal Information Sharing and Transmission
Protecting your personal information from unauthorized disclosure is paramount to us. To this end, we do not sell, trade, or engage in the sharing and transmission of your personal data with third parties without obtaining your explicit prior approval or being prompted by legal requirements. When the process involves the sharing and transmission of personal information, we rigorously conform to the relevant legal standards and the guidelines of this Privacy Policy.
Through this approach, we employ comprehensive security measures aimed at maintaining the security and privacy of your personal information throughout its sharing and transmission process.
8. Privacy Policy Updates
We reserve the right to update this privacy policy periodically to better align with our data handling practices and legal obligations. Significant amendments will be communicated to you through appropriate channels to ensure you remain informed.
9. Contact Us Regarding Privacy
If you have questions or comments about this Privacy Agreement or our practices regarding your personal information, please reach out to us at:
Name of Corporate: VISION PROJECTS & FINVEST PRIVATE LIMITED
CIN: U27109WB1992PTC055316
Email for Queries:
Address for Correspondence: 34 A Adventz Infinity @ 5, 15th Floor, Unit 1511 North 24 Parganas, West Bengal, 700091 India
We're here to provide clear answers and resolve any concerns you might have swiftly.
We advise a thorough review of our Privacy Agreement before you proceed with our products and services. Should you require further information or have questions regarding any section of this agreement, please connect with us at any moment.
